Let's understand your spending.
Honest answers only — this sets a limit that actually fits how you spend.
Pick one answer for each question and we'll suggest a daily or weekly allowance.
Choose your budgeting rule.
This decides how every deposit splits into buckets. You can change it later.
Set your savings goals.
Add up to 5 goals — or skip for now. Locked goals can't be spent on impulse; that's the point.
Build your emergency fund.
The most protected money in ELPO. We suggest 3× your monthly spend.
Check your plan.
Tell us the amount, the period and your daily limit — we'll check the math before you commit.
Set up disbursement.
Choose how we send your allowance and the account that receives it.
Destination bank account
Fund your wallet.
Transfer any amount from your bank app to your dedicated account — it lands in seconds.
Transfer any amount from your bank app — it lands in seconds.
You're set up.
Your money is protected and your allowance is ready to flow.